Zero Per Cent Interest Credit Cards, 0% Balance Transfers

Zero Per Cent Interest Credit Cards, 0% Balance Transfers

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Zero Per Cent Interest Credit Cards, 0% Balance Transfers

There's never been a better time to sign up for a new credit card. The marketplace is very crowded and this is encouraging ever greater competition. One result is the number of service providers that are offering zero % balance transfer deals.

However a word of warning, look at the total package being offered rather than simply the short term benefits of the balance transfer holiday. Other factor that you might like to consider when looking for a 0% balance transfer are:

• The reputation and long standing track record of the provider in the market
• The terms and conditions of the transfer period
• The interest free period
• Late payment fee
• Over limit fee
• If an annual fee is required
• Minimum monthly payment
• Payment protection
• Purchase protection
• Security features
• Overseas commission charge
• The standard rate of interest following the zero per cent introductory period.

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