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Buy To Let Mortgages, 100% Mortgages

Balance Transfers

Buy To Let Mortgages, 100% Mortgages

Many Buy To Let Mortgage providers expect the buyer to put in some cash. The amount of money you contribute is likely to affect the deal you can get.

There is likely to be an arrangement fee so make sure you factor this into the overall cost of your mortgage. Most mortgages have a minimum and maximum loan size.

Most loans have minimum age restrictions and charge an early settlement charge.

Buy to let are still one of the primary investment vehicles in the UK despite the house price slump. This is largely because capital growth in the value of residential houses has exceeded many of the more traditional investment vehicles.

The buy to let equation is simple. If the rental revenue and capital growth of your property exceeds all of the costs you can make a profit.

Another particularly important consideration is the security of residential property. Whilst shares can theoretically become worthless a fully insured property is unlikely to lose all of it's value.

The buy to let mortgage process:

Assess your investment potential
Calculate all direct and indirect costs
Undertake research into the market - which types of properties in which areas
Identify a suitable mortgage partner
Select and buy a property

Most lenders expect the monthly revenue of a buy to let mortgage to exceed 125% of the monthly interest payment.

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