UK Cheapest Loans - CCJ - Poor Credit History - Debt Consolidation

UK Cheapest Loans - CCJ - Poor Credit History - Debt Consolidation

Get all the Yourcounty updates free to you mailbox by signing up for the Kent Review here.

Financial products and services directory here

UK Cheapest Loans - CCJ - Poor Credit History - Debt Consolidation

Most of the finance houses below welcome applications from borrowers with CCJ, mortgage arrears and generally poor credit histories, in fact there are a number of debt consolidation loans aimed specifically at customers with poor credit histories. The rate of a loan will generally reflect the risk involved so people with outstanding mortgage arrears or CCJ may be asked to pay a higher rate of interest than potential customers with good credit histories.

When looking for a personal loan make sure you take into account the whole package on offer not just the typical APR, also consider;

• Any additional costs like insurance or courier delivery of the cheque
• How quick and easy the application process is
• Initial repayment holidays and whether interest is charged in this period
• Are repayments are fixed?
• Are there penalties for early settlement?
• Are single and joint applications accepted?
• Is there an arrangement fee?

Please refer to our disclaimer, Yourcounty does not have any responsibility for the content of external websites.